Prescription analytics is the practice of analyzing consumers' prescription drug histories in order to provide useful information for health insurers.
In the United States, two-thirds of health insurers use prescription history reports to help identify consumers who may prove expensive to insure, and to set prices or deny coverage.[1] The reports, created and sold by medical data brokers such as MedPoint and IntelliScript, cost about $15 each and include information going back five years covering drug names, dosage, fill dates, refills, pharmacy and physician information, and possible medical conditions. The reports also include a “risk score”, based on a health risk assessment, predicting what an individual might cost an insurer in the future, as well as listing medical conditions the person may be being treated for.[2]
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